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Discontinuing Blog

On September 17, 2018 I paused new posts and podcasts to see if a big startup idea is worth pursuing. I will be pursuing that full time, so this blog is formally discontinued. The idea is curing the inability to sing on...

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Funding Dictionary

Debt Term

Community bank

A Community bank in the US is “local” in that it takes deposits from people and businesses in your community, and lends to people and businesses in your community. Specifically these banks are not affiliated with a...

Equity Term

Due diligence

Typically the longest and most grueling part of equity fundraising for entrepreneurs is due diligence, which is the data collection, investigation and analysis by potential investors of the company raising money. The...

Equity term

Syndicate or syndication

When equity is invested by more than one investor, the group investing on the same terms is called a syndicate. The process of syndication varies but often the lead investor works to round up the needed capital once a...

Debt Term

Credit card

Very common in the US, small plastic credit cards with magnetic stripes on the back are issued by financing companies to enable consumers and businesses to purchase items immediately and essentially take out an instant...

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